Summer can be full of fun, but it’s also a time when spending can sneak up on you.
Whether you’re trying to stretch your budget at home or preparing for back-to-school, here are a few ways to make the most of your money before summer ends.
- Save on Energy at Home
- With rising temps comes higher energy bills. Small tweaks can make a big difference, like setting your thermostat a few degrees higher when you’re away, closing blinds during the hottest parts of the day, and using ceiling fans to circulate air. You can also unplug devices when they’re not in use to cut down on phantom energy use.
- Shop Summer Sales Strategically
- Retailers love a summer sale, but not every deal is a steal. Take time to compare prices and resist impulse buys. Planning ahead for next season, like snagging clearance swimsuits or outdoor gear, can help you save in the long run.
- Water Plants Wisely
- Keep your landscaping green without wasting green. Water early in the morning or late in the evening to avoid evaporation, and group plants with similar water needs together. A soaker hose or drip irrigation system can also help you stay efficient.
- Create an Itemized School Supply List
- Before you rush out for school supplies, take stock of what you already have. Then, make a detailed list of what you actually need. This prevents overbuying and helps you stay focused when navigating those back-to-school aisles.
- Set Limits on Tech & Trends
- From the latest gadgets to must-have trends, summer often brings a wave of “wants.” Setting expectations (and budgets) for how much will be spent on tech and trendy items can help curb overspending, especially for kids and teens.
- Consider Second-Hand Supplies
- Thrift stores, local buy/sell groups, and online marketplaces can be goldmines for lightly used school items, outdoor toys, and even furniture for dorm rooms or college apartments. Don’t underestimate the value of second-hand savings.
As summer winds down, it’s the perfect time to refresh your budget and find small ways to save. Whether you’re making changes at home or preparing for fall, these tips can help you keep more of your hard-earned money in your pocket.
