Beyond the Loan: 5 Services That Help Your Business Grow

Getting financing is a big step for any small business, but it’s just one piece of a much bigger puzzle. Sustainable, long-term business success takes more than a loan—it takes having the right financial tools and trusted partners in your corner.

At Colony Bank, we believe in building lasting relationships with our business clients, providing a full suite of solutions designed to help you operate efficiently, manage cash flow, protect your assets, and fuel growth. Whether you’ve just secured an SBA loan or are planning your next expansion, we’re here to help with more than just lending.

1. Merchant Services: Get Paid Faster and Smarter

Accepting payments should be simple. Our merchant services help you:

  • Accept all major credit and debit cards, online and in-person
  • Set up mobile and contactless payment solutions
  • Access next-day funding to improve cash flow
  • Gain insights with easy-to-read reporting

Why it matters: More ways to get paid means better customer experiences—and faster cash in your pocket.

2. Treasury Management: Smarter Cash Flow Solutions

Manage your business finances with tools that work around your schedule:

  • Remote deposit capture to reduce trips to the bank
  • ACH and wire transfers for payroll and vendor payments
  • Fraud protection tools like Positive Pay
  • Sweep accounts and cash management services to maximize liquidity

Why it matters: Save time, reduce risk, and stay focused on running your business while we help you manage your cash efficiently.

3. Business Checking: Flexible Accounts That Scale With You

From startups to established enterprises, we offer business checking solutions that include:

  • Low or no monthly fees
  • Digital banking with mobile check deposit
  • Easy integration with accounting software
  • Customizable account options for growing needs

Why it matters: The right checking account makes managing your day-to-day simpler and scales as your business grows.

4. Insurance Services: Protect What You’ve Built

Our Colony Insurance team provides business coverage options to safeguard:

  • Property, equipment, and inventory
  • General liability and professional services
  • Workers’ compensation and key person insurance

Why it matters: Your business is an investment—protecting it helps ensure your hard work isn’t at risk from unexpected events.

5. Digital Banking Tools: Bank Where You Work

With Colony’s digital banking platform, you can:

  • Manage accounts 24/7 from any device
  • Initiate transfers and bill payments
  • Monitor transactions in real-time
  • Use alerts to stay on top of account activity

Why it matters: You don’t need to waste valuable time visiting a branch—bank from your office, job site, or wherever you do business.

Build a Long-Term Partnership with Colony Bank

Your business needs more than capital—it needs a financial partner who can grow with you, anticipate your needs, and provide solutions tailored to your goals.

Our Small Business Specialty Lending Team works side by side with our treasury, merchant, insurance, and digital banking experts to deliver complete business solutions—so you can spend more time focusing on your customers.

Let’s Talk About Your Growth Strategy

📞 Ready to explore how Colony Bank can support your full business journey?👉 Start here:
https://colony.bank/business/lending/small-business/

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