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Certificates of Deposit

The safest way to save! We offer many flexible terms, from 90 days to 72 months, with options to automatically transfer interest to a checking or savings account. You make the choice whether your interest is paid monthly, quarterly, semi-annually or annually.

*Interest penalties exist for withdrawal prior to the maturity date.


Current CD Rate Specials – Limited Time Only!

*11 MONTH CD RATE SPECIAL -Annual Percentage Yield of 4.65% (APY) for the 11 Month Special.Accurate as of June 5, 2023 and subject to change. New money deposits required for account opening. New money is defined as deposits not currently held by a depositor or customer at Colony Bank. Minimum balance of $500 required to open. At maturity, the CD will automatically convert to a 12 month regular CD at the current rate at that time. Penalty for early withdrawal which may
reduce earnings.

**9 MONTH CD RATE SPECIAL - Annual Percentage Yield of 4.25% (APY) for the 9 Month Special. Accurate as of June 5, 2023 and subject to change. Minimum balance of $500 required to open. At maturity, the CD will automatically convert to a 12 month regular CD at the current rate at that time. Penalty for early withdrawal which may reduce earnings

***15 MONTH CD RATE SPECIAL - Annual Percentage Yield of 4.10% (APY) for the 15 Month Special. Accurate as of June 5, 2023 and subject to change. Minimum balance of $500 required to open. At maturity, the CD will automatically convert to a 12 month regular CD at the current rate at that time. Penalty for early withdrawal which may reduce earnings