Consumer Credit Cards

The choice is all yours!

What do you want most from your credit card...cash rewards, travel benefits,help with restoring your credit? Well at Colony Bank, we can assist you with that choice. Whatever your needs, we're confident that we have a card that’s right for you.

To access your Colony Bank Credit Card Account click here


Choosing the right credit card is easier than ever.

No matter which card you choose, you’ll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

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Visa Signature® Real Rewards Card

Watch your rewards add up fast with 1.5 points for every $1 you spend on eligible net purchases. Reward bonus - $25 value awarded after first purchase.

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Cash Rewards American Express® Card

Earn up to 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases. Reward bonus - $25 value awarded after first purchase.

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Premier Rewards American Express® Card

Earn up to 4x on eligible net purchases, 4x on restaurant purchases, 3x on airline purchases, 2x on gas purchases and 1x on all other eligible net purchases. $100 cash back after you spend $1,000 in the first 3 months.

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Visa® Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster.

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Secured Visa® Card

Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. $35 Annual Fee. Remember, late payments and going over the credit limit may damage your credit history.

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Visa Signature® College Real Rewards Card

Excellent opportunity for someone starting a credit history. Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back). Reward bonus - $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.


Business Credit Cards

Choosing the right business credit card is easier than ever.
No matter which card you choose, you’ll enjoy important features like:

  • Award-winning expense management tools
  • EMV smart chip technology for added security

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Visa® Business Real Rewards Card

Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back). 2,500 bonus rewards points awarded after first purchase. Separate business expenses, manage cash-flow and track spending.

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Visa® Business Rewards PLUS Card

Earn 3 points for every $1 of purchases in the category you spend the most on: cellular phone services, hotel or airline; earn 1.5 points for every $1 spent on all other eligible net purchases. 20,000 bonus rewards points after you spend $2,000 in the first 3 months.

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Visa® Business Cash Card

Earn cash back every time you use your card: 3% on office supply store net purchases and phone/internet services, 2% on restaurant and gas net purchases, and 1% on all other eligible net purchases, plus get $25 cash back after your first purchase.

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Visa® Business Card

Extended introductory offer. Save on interest and pay down your other credit card balances faster. Separate business expenses, manage cash-flow and track spending. Product is not available online. Visit one of our locations to apply.


If you still have questions, don’t hesitate to call us at (800) 873-6404 (during normal business hours) or of course stop in at any of our convenient branch locations to discuss credit card offerings at Colony Bank.

1 - Reward points can be redeemed as a cash deposit to a Colony checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
2 - Late payments and going over the credit limit may damage your credit history
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.
Card rewards and benefits are provided by Elan Financial Services and are not insured or guaranteed by Colony Bank or the FDIC.