Credit Card Rewards Redemption Options

Consumer Credit Card Rewards:

Cash Rewards

Earn Rate:

  • 1% Cash Back

Redemption Options:

  • Statement Credit (via Reward Points)
  • Gift Cards
  • Travel (Flights, Hotels, Cruises, etc.)
  • Merchandise

Points Expire: 

  • 3 years
Travel Rewards

Earn Rate:

  • 1 Point / $1

Redemption Options:

  • Travel (Flights, Hotels, Cruises, etc.)
  • Gift Cards
  • Statement Credit
  • Merchandise

Points Expire: 

  • 3 years
Signature Choice Rewards

Earn Rate:

  • 1.25 Points / $1

Redemption Options:

  • Travel
  • Gift Cards
  • Statement Credit
  • Merchandise

Points Expire: 

  • 4 years
Signature Preferred Choice Rewards

Earn Rate:

  • 1.5 Points / $1

Redemption Options:

  • Travel
  • Gift Cards
  • Statement Credit
  • Merchandise

Points Expire: 

  • 4 years
Signature Preferred Private Banking

Earn Rate:

  • 1.75 Points / $1

Redemption Options:

  • Travel
  • Gift Cards
  • Statement Credit
  • Merchandise

Points Expire: 

  • 4 years

Business Credit Card Rewards:

Business Cash Rewards

Earn Rate:

  • 1% Cash Back

Redemption Options:

  • Statement Credit (via Reward Points)
  • Gift Cards
  • Travel
  • Merchandise

Points Expire: 

  • 3 years
Business Rewards

Earn Rate:

  • 1 Point / $1

Redemption Options:

  • Travel
  • Gift Cards
  • Statement Credit
  • Merchandise

Points Expire: 

  • 3 years
Signature Business Choice Rewards

Earn Rate:

  • 1.5 Point / $1

Redemption Options:

  • Travel
  • Gift Cards
  • Statement Credit
  • Merchandise

Points Expire: 

  • 4 years
Business Corporate Card

Earn Rate:

  • Tiered Rebate Rate

Redemption Options:

  • Statement Credit Only (Automated Quarterly Payout based on spend tier)

Points Expire: 

  • Not applicable

Common Redemption Categories:

  • Travel: Flights, Hotels, Cruises, Rental Cars, Travel Gift Cards, and more
  • Gift Cards: Variety of merchant options
  • Statement Credit: Available for all personal and business products (except Corporate Card, which rebates automatically)
  • Merchandise: Available across all point-based programs

Ready to redeem your rewards? Click below to go to the Rewards site!

Redeem Rewards