Personal Savings

Certificates of Deposit

Maximize your savings with Colony Bank’s flexible Certificates of Deposit (CD), offering terms from 90 days to 72 months tailored to fit your financial goals.

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Lock in a rate, and watch your savings grow.

With competitive interest rates and the power to choose how and when your interest is paid—whether monthly, quarterly, semi-annually, or annually—you’re in complete control. Plus, you can have your interest automatically transferred to your checking or savings account for even more convenience.

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5 Month CD Rate Special – 4.08%*

11 Month CD Rate Special – 3.80%**

15 Month CD Rate Special – 3.75%***

Interest penalties exist for withdrawal prior to the maturity date.

*5 MONTH CD RATE SPECIAL -Annual Percentage Yield of 4.08% (APY) for the 5 Month Special. Accurate as of October 11, 2024, and subject to change. Minimum balance of $500 required to open. At maturity, the CD will automatically convert to a 12 month regular CD at the current rate at that time. Penalty for early withdrawal which may reduce earnings.

**11 MONTH CD RATE SPECIAL -Annual Percentage Yield of 3.80% (APY) for the 11 Month Special. Accurate as of September 19, 2024, and subject to change. Minimum balance of $500 required to open. At maturity, the CD will automatically convert to a 12 month regular CD at the current rate at that time. Penalty for early withdrawal which may reduce earnings.

***15 MONTH CD RATE SPECIAL – Annual Percentage Yield of 3.75% (APY) for the 15 Month Special. Accurate as of September 19, 2024, and subject to change. Minimum balance of $500 required to open. At maturity, the CD will automatically convert to a 12 month regular CD at the current rate at that time. Penalty for early withdrawal which may reduce earnings.

Which account is right for you?
Account
 
Interest
Minimum to Open
Monthly Service Charge
Regular Savings
More Details
Interest: N/A
Minimum to Open: $50
Monthly Fees: $8.00 (if your daily balance during the month falls below $100)
Student Savings
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Interest: N/A
Minimum to Open: $50
Monthly Fees: $0 (Before the age of 18)
HSA Accounts
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Interest: On the average daily balance
Minimum to Open: $50
Monthly Fees: $0
Money Market Account
Open Account
Interest: Tiered
Minimum to Open: $50
Monthly Fees: $0 (with a minimum daily balance of $1,500)
Certificates of Deposit
More Details
Interest: N/A
Minimum to Open: N/A
Monthly Fees: N/A
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Colony Bank offers a wide array of services to support you, from personal banking solutions to specialized lending options. Whatever your financial needs, we will help you every step of the way.