Regular Savings

$50 minimum deposit to open account

  • Earns interest on your average daily balance and interest is credited quarterly
  • No monthly maintenance fee with minimum daily balance of $100
  • If your daily balance falls below $100 during the month, there is a $8.00 monthly maintenance fee
  • $3.00 activity fee for each withdrawal in excess of six per month*

*Federal Regulation and our deposit agreement permit or authorize no more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per monthly statement cycle for a money market or savings account. The transfers and withdrawals limit applies to those made to another account, including your transaction account at Colony Bank or to a third party by means of a preauthorized or automatic transfer, or telephonic (telephone/PC) order or instruction, or by check, draft, debit card, or similar order made by you and payable to third parties. A preauthorized transfer includes any arrangement by Colony Bank to a third party form your account upon written or oral instruction, including an order received through an automated clearing house (ACH) or any arrangement by Colony Bank to pay a third party at a predetermined time or on a fixed schedule (e.g. bill payment). Unlimited transfers and withdrawals may be made by mail, messenger, and automated teller machine (ATM), in person, or by withdrawals made by telephone (via check mailed to you) under an arrangement that - Permits transfers for the purpose of repaying loans and associated expenses at Colony Bank; Permits transfers of funds from the money market/savings account to another of your accounts at Colony Bank; or Permits withdrawals (payments directly to you) from the money market/savings accounts. Unlimited withdrawals, deposits, and transfers can be made in person at Colony Bank's ATMs and banking locations.