TC Federal Bank joins Colony Bank!
We’re excited to announce that TC Federal Bank will be joining Colony Bank to bring you more resources, more support, and more ways to bank.
This partnership brings together two community banks with a shared commitment to service, relationships, and doing what’s right for our customers, team members, and communities. By coming together, we’ll be able to offer you more of the following: expanded access to locations, enhanced digital banking tools, and a wider range of personal and business banking solutions. You’ll still work with the same friendly team you know and trust, now with even more resources behind them to serve you better.
While the transaction is still subject to regulatory approval, we’re working closely together to ensure a smooth transition for our teams and the communities we serve.
Thank you for your continued trust. We’re excited to keep making progress together.
What’s Ahead
For now, nothing changes. You’ll keep working with the same team, in the same location, with the same service you know and trust.
As we come together, here’s what you can look forward to:
- An expanded branch and ATM network across Georgia and Florida
- Greater access to personal and business banking services
- Enhanced digital and mobile banking tools
- Stronger support from a larger team of experienced bankers, committed to personal service
- Continued focus on local leadership and community investment
Our Shared Purpose
At Colony Bank, we exist to enable progress by helping our customers, team members, and communities move forward. Every day, we focus on delivering solutions that exceed expectations and upholding service standards that are collaborative, prompt, and simple.
TC Federal Bank shares that same commitment. Their mission to exceed customer expectations through personalized service and customer-focused decisions, along with their core values of service, integrity, community, and trustworthiness, align closely with ours. Like us, they believe in putting people first and investing time and talent into the communities they serve.
This is a partnership built on shared purpose, and we’re proud to bring our teams together to continue growing strong relationships across the markets we serve.
We’re Here to Help
There are no changes to your accounts, debit card, or online banking, and you’ll continue working with the same team you know and trust. What this announcement does mean is more convenience, more expertise, and more access. You’ll see an expanded network of locations, new team members joining our organization, and increased capabilities across personal and business banking. It’s another step forward in our ongoing effort to deliver the best possible experience for you.
For now, nothing changes about how you bank. You’ll continue to visit the same branch, use the same login, and work with the same people you know and trust. As we move through the transition, we’ll keep you informed every step of the way and let you know well in advance of any changes to your account or services.
Right now, nothing is changing. TC Federal Bank and Colony Bank will continue to operate separately until the merger is complete, pending regulatory approval. We expect the legal close to happen in the fourth quarter of 2025, followed by system updates and rebranding in the first quarter of 2026. You’ll receive plenty of notice before anything changes with your accounts or services.
This partnership came together for the right reasons. Both banks share a similar approach to community banking – one that’s centered on relationships, personal service, and doing what’s best for the customer. By coming together, we’ll be able to offer you more of the following: expanded access to locations, enhanced digital banking tools, and a wider range of personal and business banking solutions. You’ll still work with the same friendly team you know and trust, now with even more resources behind them to serve you better.
Not yet. Until the merger is finalized and systems are fully integrated, Colony Bank and TC Federal Bank will continue to operate separately. That means customers of each bank should continue using their existing branches, debit cards, online banking, and customer service contacts. Once we’re closer to the official transition, we’ll provide clear updates and let you know when and how you can begin accessing the full combined network of locations and services.
There are no immediate changes to your account or debit card. If updates are needed in the future, we’ll let you know well in advance and make the process as easy as possible.
Yes. Your relationship with your banker won’t change. We’re combining forces to bring you more resources, not to replace the people and relationships you count on.
Eventually, and pending regulatory approval, all locations will transition to the Colony Bank brand. We’ll provide plenty of notice and details before any changes take place.
This partnership means you’ll gain access to:
- An expanded branch and ATM network across Georgia and Florida
- More personal and business banking solutions
- Enhanced digital and mobile banking tools
- Greater lending capacity and support for larger loan needs
- Continued community focus and investment
Your local banker is still your best resource. If you ever have a question or concern, don’t hesitate to reach out. We’re here for you.
In the coming months, shareholders of TC Bancshares, Inc. will receive a detailed shareholder information package in the mail. It will outline everything you need to know about the transaction and next steps. For now, you don’t need to take any action. We’re committed to making this process as clear and seamless as possible, and we’ll be here to support you every step of the way.
