Colony One Account

Unexpected fees can add up fast, and that doesn’t fit into your plans. Colony One Account offers you the convenience and flexibility you need for your daily personal banking without worry. Colony One Account offers no overdraft and nonsufficient funds fees, as well as limits transactions that could overdraw your account, making it a great option if you’re trying to stay on budget and avoid additional overdraft expenses. Plus, when you open a Colony One account you’ll have a chance to WIN A PRIZE!

Colony One Account features include:

  • NO monthly service charge

  • NO overdraft or non-sufficient funds (NSF) fees

  • A low minimum opening deposit of $25

  • Colony Bank checks are not offered on this account, but you can enjoy the flexibility of our Discover® Debit Card


Every new personal checking account includes:

  • FREE Debit Card

  • FREE Online Banking

  • FREE Bill Pay

  • FREE eStatements with online check images

  • 3 ATM surcharge fees WAIVED AUTOMATICALLY per month

  • PLUS, we will buy back your unused checks and debit cards from another financial institution up to $10.

  • A Chance to WIN A PRIZE!

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Totally Free Access

Get a free Discover® Debit Card and unlimited transactions, so you can make purchases in store or online at your convenience. Your debit card also doubles as an ATM card, allowing you to make deposits at most Colony Bank ATM’s. You’ll also receive 3 ATM surcharge fees WAIVED AUTOMATICALLY per month.

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Convenience at Your Fingertips

Secure banking anytime, anywhere with 24/7 access to your account with our online and mobile banking. Check balances, view transactions, get instant alerts, pay bills, transfer funds or make mobile deposits through our convenient app.

Bank On Approval

Low Cost Checking

This account is certified by Bank On as a safe, low-fee choice. We’re proud to offer an affordable option that’s accessible to everyone.

Which account is right for you?

Account

Interest

Minimum to Open

Monthly Service Charge

Benefits Account N/A $50 $7.95
Freedom Account N/A $50 $5 (can be credited back with the enrollment of eStatements)
Convenience Interest Account Competitive $50 $5 (can be credited back with the enrollment of eStatements)
Preferred Interest Account Competitive $50 $10 if balance falls below $5,000
Colony One Account N/A $25 $0

Looking to open a business account too?

Compare our business accounts. You’ll have a chance to win a prize when you open any personal or business checking account.

Visit Your Local Banking Center

Click for a complete list of all of our banking center locations.

Important Disclosure Information

Overdraft Privilege Service is not provided with Colony One Checking, so transactions may be declined if there are no available funds. Minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees may apply. See fee schedule for details. Colony Bank checks are not offered and cannot be used on this account.

For Colony One account, minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees may apply. See fee schedule for details. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. Colony Bank employees and their immediate families are not eligible to win. Winner of the prize may be issued a 1099-MISC. For official contest rules click here: https://colony.bank/official-contest-rules