Convenience Interest Account

The perfect account for customers 50+ or with direct deposit/automatic payments! Earning interest has never been so simple. You’ll save time that it takes to physically deposit your paycheck or remembering to mail that bill in on time, plus you’ll earn money just for doing it! There’s no monthly minimum balance and only a $5 monthly service charge for receiving paper statements, which can be credited back with the enrollment of eStatements! Plus, we’ve got competitive interest rates just for you. That’s not all, you’ll also have a chance to WIN A PRIZE when you open a checking account with us!

Every new personal checking account includes:

  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements with online check images
  • FREE first box of personalized checks
  • 3 ATM surcharge fees WAIVED AUTOMATICALLY per month
  • PLUS, we will buy back your unused checks and debit cards from another financial institution up to $10.
  • Chance to WIN A PRIZE!

Which account is right for you?



Minimum to Open

Monthly Service Charge

Benefits Account N/A $50 $7.95
Freedom Account N/A $50 $5 (can be credited back with the enrollment of eStatements)
Convenience Interest Account Competitive $50 $5 (can be credited back with the enrollment of eStatements)
Preferred Interest Account Competitive $50 $10 if balance falls below $5,000
Colony One Account N/A $25 $0

Looking to open a business account too?

Compare our business accounts. You’ll have a chance to win a prize when you open any personal or business checking account.

Visit Your Local Banking Center

Click for a complete list of all of our banking center locations.

Minimum opening deposit is only $50. For Colony One account, minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. Colony Bank employees and their immediate families are not eligible to win. Winner of the prize may be issued a 1099-MISC. For official contest rules click here: