Free Checking

You read that right. Just like the name says, this is a FREE checking account available to all customers. We make it easy here at Colony Bank. No monthly service charge. No minimum balance requirements. What could be better? How about a FREE GIFT when you open any new checking account with us? Consider it done! Stop by your local branch today so we can get you going!

Every new personal checking account includes:

  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements with online check images
  • FREE first box of personalized checks
  • 3 ATM surcharge fees WAIVED AUTOMATICALLY per month
  • PLUS, we will buy back your unused checks and debit cards from another financial institution up to $10.

Which account is right for you?

Account

Interest

Minimum to Open

Monthly Service Charge

Free Checking

N/A

$50

$0

Convenience Interest Checking

Competitive

$50

$0

Premium 50+ Interest Checking

Competitive

$50

$0

Preferred Interest Checking

Competitive $50

$8 if balance falls below $1,500

Looking to open a business account too? Compare our business accounts. You’ll receive a free gift when you open any personal or business checking account.

Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organizations.