Free Checking

You read that right. Just like the name says, this is a FREE checking account available to all customers. We make it easy here at Colony Bank. No monthly service charge. No monthly minimum balance requirements. What could be better? How about a chance to WIN A PRIZE when you open any new checking account with us? Consider it done! Stop by your local branch today so we can get you going!

Every new personal checking account includes:

  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements with online check images
  • FREE first box of personalized checks
  • 3 ATM surcharge fees WAIVED AUTOMATICALLY per month
  • PLUS, we will buy back your unused checks and debit cards from another financial institution up to $10.
  • Chance to WIN A PRIZE!

Which account is right for you?



Minimum to Open

Monthly Service Charge

Benefits Checking N/A $50 $6.95
Free Checking N/A $50 $0
Convenience Interest Checking Competitive $50 $0
Preferred Interest Checking Competitive $50 $8 if balance falls below $1,500
Colony One N/A $25 $0

Looking to open a business account too?

Compare our business accounts. You’ll have a chance to win a prize when you open any personal or business checking account.

Minimum opening deposit is only $50. For Colony One account, minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. Colony Bank employees and their immediate families are not eligible to win. Winner of the prize may be issued a 1099-MISC. For official contest rules click here: