Personal Checking

Benefits Account

If you’re looking to get more out of your checking account than what other accounts have to offer, our Benefits Account is for you. Open an account today!

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Get the most our of your checking account.

The perfect checking account to simplify your life and maximize your savings. For just $7.95 per month, you’ll gain access to Everyday Savings, helping you keep more money in your pocket.

But that’s not all—our Benefits Account offers even more perks than traditional checking accounts, making it the smart choice for anyone looking to get the most out of their banking experience.

Open an Account
Get access to industry leading services.

Cellular Telephone Protection, Identity Theft Resolution, Roadside Assistance, Accidental Death and Dismemberment Insurance* along with Shopping, Travel and Entertainment discounts via print and mobile coupons. All of your services can be accessed via instructions on the back of the membership card.

Access Benefits Checking at the link provided below or download the Benefits Checking app at the Apple or Google Play Store.

Access Benefits Account

Take a closer look at
the benefits.

Cell Phone Protection
  • First 5 Lines Listed on Cell Phone Bill Covered
  • $600 Coverage per Claim – $1,200 Annual Limit
  • Only $50 Co-Pay per Claim
CyberScout® Identity Theft Resolution
  • A personal advocate who works with you one-on-one, start to finish to restore your identity
  • Includes immediate household family members
  • Systematic notification of credit bureaus, creditors and collectors, government agencies and all other relevant parties
Roadside Assistance
  • Roadside Service
  • Lockout Service
  • Battery Service
$10,000 Accidental Death Insurance*
  • Does Not Reduce 50% at Age 70
  • Includes Comprehensive Travel Assistance Services
  • Seatbelt (10% additional) and Airbag
Shopping, Travel & Entertainment Discounts
  • Retail & Restaurant Savings
  • Grocery Coupons
  • Travel discounts and 10% savings on select hotels
See what else our Benefits Account includes:
Debit Card

Get a free Colony Bank Debit Card.

Online Banking

Get free access to Colony Online Banking.

Bill Pay

Get the convenience of free Bill Pay.

Mobile Banking

Free access to our Mobile Banking app.

eStatements

Free eStatements with online check images.

Personal Checks

Free first box of personalized checks

ATM Fees

3 ATM surcharge fees waived per month

Checks & Cards Buyback

We’ll buy back your checks and cards from another bank, up to $10.

Win a Prize

Get a chance to win a prize!

Minimum opening deposit is only $50. For Colony One account, minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. Colony Bank employees and their immediate families are not eligible to win. Winner of the prize may be issued a 1099-MISC. For Official Contest Rules click here: https://colony.bank/official-contest-rules

*$10,000 Accidental Death and Dismemberment Insurance Coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank.

Which account is right for you?
Account
 
Interest
Minimum to Open
Monthly Service Charge
Freedom Account
Open Account
Interest: N/A
Minimum to Open: $50
Monthly Fees: $5 (can be credited back with the enrollment of eStatements)
Benefits Account
Open Account
Interest: N/A
Minimum to Open: $50
Monthly Fees: $7.95
Convenience Interest Account
Open Account
Interest: Competitive
Minimum to Open: $50
Monthly Fees: $5 (can be credited back with the enrollment of eStatements)
Preferred Interest Account
Open Account
Interest: Competitive
Minimum to Open: $50
Monthly Fees: $10 if balance falls below $5,000
Colony One Account
Open Account
Interest: N/A
Minimum to Open: $25
Monthly Fees: $0
Looking to open a business account?

We want to see your business thrive. Benefit from tailored financial solutions, expert guidance, and personalized support that help you grow and succeed. With Colony Bank, you’re partnering with a bank that’s committed to your business’s success.

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Colony Bank offers a wide array of services to support you, from personal banking solutions to specialized lending options. Whatever your financial needs, we will help you every step of the way.