Personal Checking

Colony One Account

The account that provides the convenience and flexibility you need for worry-free daily personal banking.

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Banking made easy.

Unexpected fees can quickly derail your plans, but with the Colony One Account, you can bank with confidence and ease. This account is designed for those who value convenience and flexibility in their daily banking, without the stress of hidden costs.

With no overdraft or non-sufficient funds fees and safeguards in place to limit transactions that could overdraw your account, it’s an ideal choice for staying on budget and avoiding unnecessary expenses.

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No Interest

This is a non-interest bearing checking account

$25

Minimum balance to open this checking account

$0

No monthly service fees for this checking account

Check out these
additional benefits.

Totally Free Access

Get a free Discover® Debit Card and unlimited transactions, so you can make purchases in store or online at your convenience. Your debit card also doubles as an ATM card, allowing you to make deposits at most Colony Bank ATM’s. You’ll also receive 3 ATM surcharge fees WAIVED AUTOMATICALLY per month.

Convenience at Your Fingertips

Secure banking anytime, anywhere with 24/7 access to your account with our online and mobile banking. Check balances, view transactions, get instant alerts, pay bills, transfer funds or make mobile deposits through our convenient app.

Low Cost Checking

This account is certified by Bank On as a safe, low-fee choice. We’re proud to offer an affordable option that’s accessible to everyone.

See what else our Colony One Account includes:
Debit Card

Get a free Colony Bank Debit Card.

Online Banking

Get free access to Colony Online Banking.

Bill Pay

Get the convenience of free Bill Pay.

Mobile Banking

Free access to our Mobile Banking app.

eStatements

Free eStatements with online check images.

ATM Fees

3 ATM surcharge fees waived per month

Checks & Cards Buyback

We’ll buy back your checks and cards from another bank, up to $10.

Win a Prize

Get a chance to win a prize!

Overdraft Privilege Service is not provided with Colony One Checking, so transactions may be declined if there are no available funds. Minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees may apply. See fee schedule for details. Colony Bank checks are not offered and cannot be used on this account.

Minimum opening deposit is only $50. For Colony One account, minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. Colony Bank employees and their immediate families are not eligible to win. Winner of the prize may be issued a 1099-MISC. For official contest rules click here: https://colony.bank/official-contest-rules

Which account is right for you?
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Interest: N/A
Minimum to Open: $50
Monthly Fees: $5 (can be credited back with the enrollment of eStatements)
Benefits Account
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Interest: N/A
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Convenience Interest Account
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Interest: Competitive
Minimum to Open: $50
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Preferred Interest Account
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Interest: Competitive
Minimum to Open: $50
Monthly Fees: $10 if balance falls below $5,000
Colony One Account
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Interest: N/A
Minimum to Open: $25
Monthly Fees: $0
Looking to open a business account?

We want to see your business thrive. Benefit from tailored financial solutions, expert guidance, and personalized support that help you grow and succeed. With Colony Bank, you’re partnering with a bank that’s committed to your business’s success.

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Colony Bank offers a wide array of services to support you, from personal banking solutions to specialized lending options. Whatever your financial needs, we will help you every step of the way.