Personal Checking

Preferred Interest Account

The ultimate checking account for those who want to maximize their earnings and enjoy higher interest.

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Banking made easy.

Ready to earn even higher interest on your money? If you keep over $5,000 in your checking account, this is the account you’ve been waiting for! Enjoy top-tier interest rates and, even if your balance dips below $5,000, your service charge is just $10—and you’ll still benefit from a competitive interest rate. Plus, when you open this account, you’ll get FREE checks for life.

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Interest

This is a competitive interest bearing checking account

$50

Minimum balance to open this checking account

$10

Monthly service fees if balance falls below $5,000

See what our Preferred Interest Account includes:

Debit Card

Get a free Colony Bank Debit Card.

Online Banking

Get free access to Colony Online Banking.

Bill Pay

Get the convenience of free Bill Pay.

Mobile Banking

Free access to our Mobile Banking app.

eStatements

Free eStatements with online check images.

Personal Checks

Free first box of personalized checks

ATM Fees

3 ATM surcharge fees waived per month

Checks & Cards Buyback

We’ll buy back your checks and cards from another bank, up to $10.

Win a Prize

Get a chance to win a prize!

Minimum opening deposit is only $50. For Colony One account, minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. Colony Bank employees and their immediate families are not eligible to win. Winner of the prize may be issued a 1099-MISC. For official contest rules click here: https://colony.bank/official-contest-rules

Which account is right for you?

Account

Interest

Minimum to Open

Monthly Service Charge

Freedom Account

Open Account

Interest: N/A

Minimum to Open: $50

Monthly Fees: $5 (can be credited back with the enrollment of eStatements)

Benefits Account

Open Account

Interest: N/A

Minimum to Open: $50

Monthly Fees: $7.95

Convenience Interest Account

Open Account

Interest: Competitive

Minimum to Open: $50

Monthly Fees: $5 (can be credited back with the enrollment of eStatements)

Preferred Interest Account

Open Account

Interest: Competitive

Minimum to Open: $50

Monthly Fees: $10 if balance falls below $5,000

Colony One Account

Open Account

Interest: N/A

Minimum to Open: $25

Monthly Fees: $0

Looking to open a business account?

We want to see your business thrive. Benefit from tailored financial solutions, expert guidance, and personalized support that help you grow and succeed. With Colony Bank, you’re partnering with a bank that’s committed to your business’s success.

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We’re here to help.

Colony Bank offers a wide array of services to support you, from personal banking solutions to specialized lending options. Whatever your financial needs, we will help you every step of the way.