Privacy Policy

What does Colony Bank do with your personal information?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include:Social Security number and account balancesPayment history and transaction historyCredit history and transaction or loss history
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Colony Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Colony Bank share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes— information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For nonaffiliates to market to you	No	We don’t share.

Questions? Call 800-873-6404 or go to www.colony.bank

---

To limit our sharing:

Visit us online:

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

---

Who we are:	Who is providing this notice? Colony Bank
What we do:	How does Colony Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We limit access to information to those employees for whom access is appropriate. How does Colony Bank collect my personal information? We collect your personal information, for example, when you • Open an account or deposit money • Pay your bills or apply for a loan • Use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only • Sharing for affiliates’ everyday business purposes— information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choice will apply to everyone on your account unless you tell us otherwise.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include companies with a Colony name; financial companies such as Colony Insurance Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Colony Bank does not share with nonaffiliates so they can market to you Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include investment companies, financial service companies and service marketing companies.

Protecting your privacy is important to us. To assure you of Colony Bank’s commitment to protecting your privacy, the following statement discloses the information gathering and dissemination practices for www.colony.bank and other sites on the World Wide Web owned and operated by Colony Bank.

All information acquired through orders are kept confidential and will not be disclosed to third parties except as may be required by law. If you communicate with Colony Bank via e-mail, your e-mail address and any information you provide voluntarily will be collected and retained as part of your customer record.

Personal information that can identify you, such as name, address and email, is collected only when voluntarily offered and solely for purposes that are clearly identified. Personal information is used to contact you when necessary, and you may opt-out of receiving future mailings by following the directions provided within the communication. If you supply your telephone number on-line, you may receive telephone calls with information regarding your account and involvement on www.colony.bank. If you supply your mobile phone number on-line, you may receive SMS text messages with information regarding your account and involvement on www.colony.bank. If at any time you wish to stop receiving SMS text messages from Colony Bank, you can adjust your preference in your Account Information Settings or by texting “STOP”.

You may be requested to provide demographic and profile data during your visit to a Colony Bank site. Your compliance with this type of request is strictly voluntary. If you choose to provide this information, it will be used to tailor your experience at the sites, showing you content that you might be interested in, and displaying the content according to your preferences.

Colony Bank has technological and operational security functions in place to protect personally identifiable information from loss, misuses, alteration or destruction. Only authorized employees have access to the data you provide and that access is limited by need.

Non-personal information is collected to track the total number of guests visiting Colony Bank’s sites and to guide efforts to improve these sites. The non-personal information includes the browser type and operating system being used by visitors; areas of the sites visited; date and time of access; host or service-provider information, and identification of the referring site. This information is used exclusively for internal purposes and is not disclosed to any third parties.

Some of Colony Bank’s sites do use “cookies” – one or more small text files saved on your computer’s hard drive and stored in memory while your browser is running. This allows us to monitor your activity throughout the sites and correlate usage patterns.

This site contains links to other sites. Colony Bank is not responsible for the privacy practices or the content of such Web sites. This site provides you with the opportunity to opt-out of receiving communication from Colony Bank at the point where information about you is requested.

Collected Information:
We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device’s geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in store transactions).

Please contact us if you have any changes to the information you have supplied Colony Bank or if you would like to be removed from our database.

This Privacy Policy may be updated or modified at any time without notice, so you are urged to revisit this policy periodically.