Bank easy.

(Like super easy. So easy, you don't even need to scroll.)

I want tons of extra perks with my checking account.

I want all the bells and whistles while I earn interest.

I want easy-peasy banking with no late fees.

I want help managing my expenses.

I'm over 50 and looking for convenience and automation.

Bank better tomorrow.

When life makes life difficult, the last thing you need is a bank that complicates everything. Colony Bank understands life's ups and downs, and we're here to help make life a bit easier with banking products that work for you, not against you.

Yes, life is hard, but easy is a choice.

Checking accounts built for your unique goals.

Benefits Account

Get even more out of your checking account with perks to simplify your life and maximize your savings.

Freedom Checking

Make banking easy with no monthly minimum balance requirements and no service fees when you sign up for e-Statements.

Colony One

Perfect if you're trying to stay on budget and avoid incurring overdraft or non-sufficient funds fees.

Preferred Interest

Benefit from the highest interest rate we have to offer when you keep your balance above $5,000!

Convenience Interest

This interest bearing account was made for Colony customers over 50. You've earned it!

We built a better way

The choice is simple. Choose Colony Bank, and bank better tomorrow.

Benefits Account

Our Benefits Account provides more perks than traditional checking accounts, making it the ideal choice for anyone seeking to get the most out of their banking experience.

Cellphone protection, identity theft resolution, roadside assistance
Shopping, travel and entertainment discounts
Just $7.95 per month

Explore Benefits Account

Freedom Account

Colony Freedom Account — proof positive that banking doesn't have to be complicated. It's everything you want, but with no worries, no minimum balance and no service fees when you sign up for e-Statements.

No monthly minimum balance.
No monthly service charge with e-Statements.

Explore Freedom Account

Colony One Account

When it comes to convenient, flexible checking that helps keep your finances on track, the choice is easy — Colony One Account comes with no overdraft fees, no insurfficient funds fees, plus monthly tracking of transactions that could potentially overdraw your account.

No overdraft or non-sufficient funds fees.
No monthly service charge.
Colony Bank checks not available for this account. Instead, enjoy the flexibility of our Discover® Debit Card.

Explore Colony One Account

Preferred Interest Account

You deserve more. And that's exactly what you'll get with Colony Preferred Interest. Get all the usual bells and whistles plus the advantages of high-interest banking when you maintain a minimum balance of $5,000.

Earns our highest interest rate if conditions are met.
Only a $10 service charge if your monthly balance falls below $5,000.

Explore Preferred Interest Account

Convenience Interest Account

Life is short. Save time with Colony Convenience Interest (ColonyFreedom 50) — designed for people over 50 with convenient, automated banking that comes with no minimum balance and every advantage of an interest earning account.

Earns competitive interest rates.
Built specifically for customers over 50 years of age.

Explore Convenience Interest Account

Every Colony Bank checking account also comes with:

Free debit card
Free online banking
Free bill pay
Free mobile banking with mobile deposit
Free e-Statements with online check images
Free first box of personalized checks
3 ATM surcharge fees waived automatically per month
We will buy back your unused checks and debit cards from another financial institution up to $10
Entry for a chance to win a prize upon account creation

Click here to open an account