Kelly has over 12 years of banking experience and have served in a range of financial operations and management roles with AB&T, Georgia Bank and Trust, RBC, PNC Bank, and Wells Fargo. Kelly has a strong background in underwriting, new product development, administration, strategic planning, team building and leadership. She also brings a deep understanding of real estate and various financing options, including FHA, VA, and conventional mortgages. She is a member of the Board of Realtors and Builder’s Associations for Alabama, Florida, and Georgia. Kelly resides in Albany, GA with her husband, Jim, with whom she shares two grown children.